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Jubilee Budget Advisory Service

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    Jubilee Budget Advisory Service Ltd is a non profit charitable company owned by the Jubilee Christian Charitable Trust. The Trust was set up in 1989 to provide interest free mortgages to help borrowers avoid high interest rates plaguing New Zealand at the time, assisting to pay off debt early and be released debt free.

    The budget service evolved at the same time to complement the Trust's work to provide budgeting advice and education, to empower those to be good stewards with their own finances and live a life less complicated with no or low debt.

    The budget service became a company in 1998 and today helps hundreds of individuals and families every year by assisting and working alongside them. We are a free and confidential service and funded by various Government departments and local organisations.

    Our aim is to empower the client – not take over and control their finances. It is important that we share our knowledge and resources to better equip them. This not only encourages the clients but provides a positive impact to both their families and their communities.

    We are affiliated to both the New Zealand Federation of Family Budgeting Services and Christian Budgeting New Zealand. Our budget advisors are trained and experienced in all areas of finance to provide clients with a professional, dedicated service.

    Supporting financial independence
    • Crisis Help

    We’ll assist you and provide you with a crisis intervention plan and debt repayment plan that will enable you to regain control of your cash-flow and financial situation. We’ll also communicate and negotiate with your creditors on your behalf.

    • One-on-One Budgeting

    We’ll help you develop a personalised financial plan tailored to your specific circumstances so that you can get the most out of your money and allow you to move forward with confidence and peace-of-mind.

    • On-going Budgeting

    We’ll provide on-going assistance by having regular appointments and working with you over a period of time. Once again, we’ll also contact creditors on your behalf, work out debt repayment plans, provide access to extra assistance, tap in to other processes and monitor your ongoing budget and cash-flow needs.

    • Education

    We have in-depth financial and budgeting education available for individuals, families, community groups, schools, training institutions or any other group who feel they could benefit.

    If you would like to know more about our financial education talks, click here

    Education and training

    We have a number of different Budget Education Workshops and Seminars that can be tailor-made to meet your requirements and aimed at all ages and situations. Find out more here

    Basic needs


    Services are FREE

    Age groups

    • Youth / Rangatahi
    • Adult / Pakeke
    • Older adult / Kaumātua